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Universal stablecoin

USDU - Value Flows,
‍Opportunity Expands.

USDU is a USD-backed stablecoin regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM). Each token is fully backed 1:1 with liquid reserves held in regulated UAE banks and verified through independent monthly attestations.

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RESERVE BANKING partners

Real Reserves,
‍Real Stability.

Universal partners with leading UAE banks, Emirates NBD and Mashreq, to safeguard reserves. This foundation of trust underpins USDU’s 1:1 backing with liquid USD accounts, redeemability, and anchoring in real money.

mashreq

Universal transparency

Reserves Verified,
‍Integrity Proven.

Universal delivers independent monthly reserve attestations, conducted by a leading international accounting firm, providing institutions with verifiable trust.

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News & Insights

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September 21, 2025

How Stablecoins are Transforming Global Trade Settlement

News
September 21, 2025

Universal Appoints Aquanow as Infrastructure Provider for USDU

News
September 21, 2025

Universal Partners with Emirates NBD and Mashreq to Back USDU

Market Insights
September 23, 2025

USDU Approved as the First Regulated Fiat Token by CBUAE

Market Insights
View all articles

Frequently Asked Questions

Universal Digital Intl Limited (“Universal”) is a licensed entity under the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM) to issue Fiat-Referenced Tokens.

Universal serves as the trusted foundation behind USDU, ensuring the highest standards of trust, regulatory compliance, and transparency.

USDU is a USD-backed stablecoin issued by Universal Digital Intl Limited (“Universal”). It is fully regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM). Each USDU token is backed 1:1 with U.S. dollars, ensuring stability, transparency, and trust.

Universal works with a leading UAE banks to hold reserves in fully liquid USD accounts. This framework guarantees that USDU is always backed 1:1, redeemable, and anchored in real money.

Universal maintains transparency for USDU through independent monthly reserve attestations, rigorous smart contract reviews, and public reports that are accessible anytime.

USDU is available to eligible market participants through its official distributor. Institutions interested in access can contact us for onboarding at info@universal.ae.

Fully backed. Fully regulated. Fully reliable.

USDU - Value Flows, Opportunity Expands.

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